FLORIDA PROPERTY LOSS ESTIMATING • STATEWIDE ASSIGNMENTS

Property Loss Estimating. Built for Complex Claims.

Precision-built estimates. Better-supported claims.

Independent Xactimate estimates, scope analysis, supplements, variance reporting, contents documentation, appraisal support, and complex-loss support for public adjusters, attorneys, contractors, consultants, and property professionals throughout Florida.

Florida Public Adjuster License #W763423

15+ Years | Large-Loss Commercial & Catastrophe Expertise

Xactimate Level 3 Certified | 3,000+ Estimates Prepared

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FLORIDA — LICENSE #W763423

FIRE • SMOKE • FLOOD • WATER • WIND

• STRUCTURAL COLLAPSE

15+ YEARS — CONSTRUCTION & RESTORATION EXPERIENCE

BUILT FOR PROFESSIONAL CLAIM TEAMS

Clear Scope. Organized Documentation. Work Product Built for Review.

Gallauer Claims Group develops detailed, supportable work product for professional claim teams. Assignments are organized for efficient review, reconciliation, negotiation, and presentation, with the scope and supporting basis clearly documented.

OBJECTIVE

Estimates and reports developed from observed conditions, available records, measurements, applicable repair methods, and documented assignment requirements.

OBJECTIVE

Estimates and reports developed from observed conditions, available records, measurements, applicable repair methods, and documented assignment requirements.

ORGANIZED

Room-by-room estimates, structured comparisons, annotated photographs, and clearly presented supporting information.

ORGANIZED

Room-by-room estimates, structured comparisons, annotated photographs, and clearly presented supporting information.

RESPONSIVE

Practical communication, organized delivery, and timely revisions when documented scope or assignment requirements change.

RESPONSIVE

Practical communication, organized delivery, and timely revisions when documented scope or assignment requirements change.

PROFESSIONAL PROPERTY-LOSS SERVICES

Estimating, Documentation & Technical Support

Estimating, Documentation & Technical Support

Gallauer Claims Group provides organized, defensible estimating and documentation for public adjusters, attorneys, contractors, consultants, appointed appraisers, and property professionals throughout Florida.

PROPERTY LOSS ESTIMATING & SCOPE ANALYSIS

PROPERTY LOSS ESTIMATING & SCOPE ANALYSIS

Comprehensive Xactimate estimating and scope development for residential, commercial, catastrophe, and complex property losses.

• Detailed room-by-room Xactimate estimates

• Property inspections, measurements, and scope development

• Quantity, material, waste, sequencing, and unit-cost analysis

• Carrier and contractor estimate comparisons

• Scope and pricing reconciliation

• Supplements and variance reporting

• Code-related estimating and ordinance-and-law documentation

• Annotated photographs and damage narratives

• Organized estimate workbooks and supporting documentation

CONTENTS INVENTORIES

Structured personal-property inventories with detailed descriptions, quantities, replacement-cost research, age and condition information, supporting photographs, and organized electronic deliverables for residential, commercial, and complex property-loss matters.

CLAIM & LITIGATION SUPPORT

CLAIM & LITIGATION SUPPORT

Technical estimating and documentation support for denied, underpaid, disputed, or complex property-loss matters. Services may include file review, estimate reconciliation, damage analysis, identification of disputed issues, technical exhibits, and coordination with public adjusters, attorneys, contractors, consultants, and property professionals.

APPRAISAL SUPPORT

APPRAISAL SUPPORT

Technical estimating and scope support for disputed amount-of-loss matters. Services may include property inspections, measurements and photographic documentation, Xactimate estimates, scope and quantity reconciliation, side-by-side estimate comparisons, identification of disputed line items, code-related estimating input, technical exhibit preparation, and file consultation.

Prior appraisal experience includes serving as the appointed appraiser on several large commercial property losses in Colorado.

Current engagements are limited to technical appraisal support. GCG is not presently accepting appointments as a named appraiser or umpire.

OUR PROCESS

Estimating & Documentation Process

A structured workflow designed to establish the scope early, document the basis, and deliver organized work product.

01 — EARLY FILE REVIEW

Confirm the assignment, client objective, available records, requested deliverables, and deadline. Engage early when possible, ideally before repairs begin or conditions materially change.

01 — EARLY FILE REVIEW

Confirm the assignment, client objective, available records, requested deliverables, and deadline. Engage early when possible, ideally before repairs begin or conditions materially change.

02 — SITE INSPECTION

Inspect the property when applicable to document damage, measurements, materials, construction features, repair methods, and photographs tied to the observed scope.

02 — SITE INSPECTION

Inspect the property when applicable to document damage, measurements, materials, construction features, repair methods, and photographs tied to the observed scope.

03 — SCOPE & ESTIMATE

Build a detailed, room-by-room Xactimate estimate from observed and documented conditions, quantities, trade sequencing, and supporting records.

03 — SCOPE & ESTIMATE

Build a detailed, room-by-room Xactimate estimate from observed and documented conditions, quantities, trade sequencing, and supporting records.

04 — DELIVERY & SUPPORT

Deliver organized electronic work product, source files, reports, and documented revisions or reconciliation as the assignment requires.

04 — DELIVERY & SUPPORT

Deliver organized electronic work product, source files, reports, and documented revisions or reconciliation as the assignment requires.

EXPERIENCE

Experience Built on Major Losses

15+ years of hands-on experience across construction, restoration, catastrophe response, property claims, and complex property-loss estimating.

My background spans residential, commercial, high-rise, hospitality, healthcare, institutional, condominium, and multi-building properties, including major catastrophe deployments and complex losses involving hurricane, flood, fire, water, collapse, sinkhole, and structural damage.

15+ YEARS EXPERIENCE

3,000+ ESTIMATES PREPARED

LARGE-LOSS COMMERCIAL & HIGH-RISE EXPERIENCE

FLORIDA PUBLIC ADJUSTER LICENSE #W763423

MAJOR CATASTROPHE EXPERIENCE

Deployed on the Nation’s Largest Catastrophes

2012

Waldo Canyon Fire

Colorado

2012

Hurricane Sandy

New York

2013

Black Forest Fire

Colorado

2013

Moore Tornado

Oklahoma

2016

Hurricane Hermine

Florida

2016

Hurricane Matthew

Florida

2017

Hurricane Harvey

Texas

2017

Hurricane Irma

Florida

2018

Hurricane Michael

Florida

2022

Hurricane Ian

Florida

2024

Hurricane Helene

Florida

2024

Hurricane Milton

Florida

LARGE & COMPLEX PROPERTY EXPERIENCE

Beyond Standard Residential Claims

My experience extends well beyond standard residential claims and includes extensive scope development and estimating for large, complex properties.

High-Rise & Waterfront Condominiums

Hospitals & Healthcare Facilities

Retirement & Senior Living Communities

Resorts & Hospitality Properties

Large Commercial Buildings

Country Clubs & Large Residential Communities

Multi-Building Properties

Residential Property Losses

Large, multi-building experience includes work on properties such as Glades Country Club.

COMPLEX LOSS TYPES

Across the Full Spectrum of Property Damage

Hurricane & Wind

Flood

Fire & Smoke

Large Water Losses

Fire-Protection System Failures

Burst & Failed Plumbing Systems

Structural & Collapse Losses

Sinkhole

Lightning Losses

Commercial Property Damage

High-Rise & Condominium Losses

Catastrophe Claims

Complex Reconstruction

TECHNICAL FOUNDATION

From Field Conditions to Defensible Estimates

A background in construction and restoration provides the technical foundation to understand how properties are assembled, how damage affects interconnected systems, and what is required to properly restore a structure.

That field knowledge is combined with extensive property-loss estimating experience to develop detailed scopes, estimates, supplements, variance analyses, contents documentation, and technical claim support across residential through large commercial losses.

XACTIMATE LEVEL 3 CERTIFIED

3,000+ ESTIMATES PREPARED

15+ YEARS CONSTRUCTION & RESTORATION EXPERIENCE

RESIDENTIAL THROUGH LARGE COMMERCIAL LOSSES

REPRESENTATIVE WORK

Documentation Designed to Withstand Detailed Review

LARGE FIRE LOSS

3,422-square-foot residence • 955 estimate line items • 67-page estimate • $851,255.90 documented replacement-cost value • $842,340 paid

LARGE FIRE LOSS

3,422-square-foot residence • 955 estimate line items • 67-page estimate • $851,255.90 documented replacement-cost value • $842,340 paid

HURRICANE IAN

46-building assignment • Documented supplemental increase exceeding $500,000

HURRICANE IAN

46-building assignment • Documented supplemental increase exceeding $500,000

COLLAPSE LOSS

Initially denied matter • Documented scope supported a $125,000 resolution

COLLAPSE LOSS

Initially denied matter • Documented scope supported a $125,000 resolution

REPRESENTATIVE WORK PRODUCT

Estimate Comparison & Variance Analysis

An anonymized residential flood comparison showing how measured quantities, omitted components, repair requirements, and associated work materially changed the documented replacement-cost estimate.

$131,247.12

ORIGINAL BUILDING RCV

$264,895.91

SUPPLEMENTED BUILDING RCV

+$133,648.79

DOCUMENTED RCV VARIANCE

+101.8%

RCV INCREASE

ORIGINAL CARRIER BUILDING ESTIMATE

Line-item total: $109,407.01 • Building RCV: $131,247.12 • Net after depreciation: $129,247.12 • Initial adjustment: $134,081.05

ORIGINAL CARRIER BUILDING ESTIMATE

Line-item total: $109,407.01 • Building RCV: $131,247.12 • Net after depreciation: $129,247.12 • Initial adjustment: $134,081.05

SUPPLEMENTED BUILDING ESTIMATE

Line-item total: $221,955.88 • Building RCV: $264,895.91 • Net building claim: $250,000.00 • Building policy limit: $250,000

SUPPLEMENTED BUILDING ESTIMATE

Line-item total: $221,955.88 • Building RCV: $264,895.91 • Net building claim: $250,000.00 • Building policy limit: $250,000

SELECTED BUILDING SCOPE DRIVERS

Interior Lath & Plaster — Original $0.00 | Supplemented $20,397.44 | Variance +$20,397.44 • Wood Flooring — Original $19,394.97 | Supplemented $39,739.05 | Variance +$20,344.08 • Cabinetry — Original $19,822.51 | Supplemented $39,633.40 | Variance +$19,810.89 • Tile — Original $229.14 | Supplemented $14,680.10 | Variance +$14,450.96 • Appliances - Building — Original $6,407.55 | Supplemented $19,540.49 | Variance +$13,132.94 • Plumbing — Original $949.81 | Supplemented $8,743.31 | Variance +$7,793.50

Selected categories only; these figures do not sum to the total documented variance.

HOW THE SUPPLEMENT CLOSED THE GAP

Reconciled measured room quantities, flood-cut conditions, and removal requirements against the carrier scope. Added omitted finish systems and replacement components, including lath and plaster, tile, cabinetry, appliances, and plumbing. Documented associated work, reconstruction sequencing, taxes, and overhead and profit needed to restore the property.

DOCUMENTED OUTCOME

$250,000 — BUILDING POLICY LIMIT | $139,777.82 RCV — SEPARATE CONTENTS INVENTORY

Supported the $100,000 contents policy limit. Representative anonymized assignments. Outcomes depend on the documented conditions, available records, applicable policy terms, and assignment scope. No particular result is guaranteed.

TYPICAL TURNAROUND

Clear Expectations From the Start

ROOF, EXTERIOR & LIMITED SCOPE

Typically 1 business day after receiving the necessary assignment information.

ROOF, EXTERIOR & LIMITED SCOPE

Typically 1 business day after receiving the necessary assignment information.

STANDARD RESIDENTIAL

Typically 2–3 business days after file review.

STANDARD RESIDENTIAL

Typically 2–3 business days after file review.

COMPLEX, COMMERCIAL, MULTI-BUILDING & LITIGATION

Typically 7 days after file review, depending on assignment size and available documentation.

COMPLEX, COMMERCIAL, MULTI-BUILDING & LITIGATION

Typically 7 days after file review, depending on assignment size and available documentation.

Requested deadlines are confirmed during the initial file review. Same-day estimate changes can be accommodated when assignment needs and scheduling allow.

START A FILE REVIEW

Let’s Discuss the Assignment

Portrait of Kyle Gallauer

KYLE GALLAUER

Founder & Property Loss Estimator

Based in Sarasota, Florida • Available for Assignments Statewide
Florida License #W763423

Submit the basic assignment information below. Gallauer Claims Group will review the requested scope, available documentation, deliverables, and turnaround requirements.

Kyle Gallauer — Founder | Property Loss Estimator

• Florida License #W763423 • Available for Assignments Statewide

• (727) 512-8766 • kyle@gcgestimates.com • gcgestimates.com

SAVE CONTACT INFO

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Thank you. Your assignment information has been received, and Gallauer Claims Group will follow up after review.

GALLAUER CLAIMS GROUP, LLC

Property Loss Estimating • Scope Analysis • (727) 512-8766 • kyle@gcgestimates.com • Florida License #W763423

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