FLORIDA PROPERTY LOSS ESTIMATING • STATEWIDE ASSIGNMENTS
Property Loss Estimating. Built for Complex Claims.
Precision-built estimates. Better-supported claims.
Independent Xactimate estimates, scope analysis, supplements, variance reporting, contents documentation, appraisal support, and complex-loss support for public adjusters, attorneys, contractors, consultants, and property professionals throughout Florida.
Florida Public Adjuster License #W763423
15+ Years | Large-Loss Commercial & Catastrophe Expertise
Xactimate Level 3 Certified | 3,000+ Estimates Prepared

FLORIDA — LICENSE #W763423
FIRE • SMOKE • FLOOD • WATER • WIND
• STRUCTURAL COLLAPSE
15+ YEARS — CONSTRUCTION & RESTORATION EXPERIENCE
BUILT FOR PROFESSIONAL CLAIM TEAMS
Clear Scope. Organized Documentation. Work Product Built for Review.
Gallauer Claims Group develops detailed, supportable work product for professional claim teams. Assignments are organized for efficient review, reconciliation, negotiation, and presentation, with the scope and supporting basis clearly documented.
PROFESSIONAL PROPERTY-LOSS SERVICES
Gallauer Claims Group provides organized, defensible estimating and documentation for public adjusters, attorneys, contractors, consultants, appointed appraisers, and property professionals throughout Florida.
Comprehensive Xactimate estimating and scope development for residential, commercial, catastrophe, and complex property losses.
• Detailed room-by-room Xactimate estimates
• Property inspections, measurements, and scope development
• Quantity, material, waste, sequencing, and unit-cost analysis
• Carrier and contractor estimate comparisons
• Scope and pricing reconciliation
• Supplements and variance reporting
• Code-related estimating and ordinance-and-law documentation
• Annotated photographs and damage narratives
• Organized estimate workbooks and supporting documentation
CONTENTS INVENTORIES
Structured personal-property inventories with detailed descriptions, quantities, replacement-cost research, age and condition information, supporting photographs, and organized electronic deliverables for residential, commercial, and complex property-loss matters.
Technical estimating and documentation support for denied, underpaid, disputed, or complex property-loss matters. Services may include file review, estimate reconciliation, damage analysis, identification of disputed issues, technical exhibits, and coordination with public adjusters, attorneys, contractors, consultants, and property professionals.
Technical estimating and scope support for disputed amount-of-loss matters. Services may include property inspections, measurements and photographic documentation, Xactimate estimates, scope and quantity reconciliation, side-by-side estimate comparisons, identification of disputed line items, code-related estimating input, technical exhibit preparation, and file consultation.
Prior appraisal experience includes serving as the appointed appraiser on several large commercial property losses in Colorado.
Current engagements are limited to technical appraisal support. GCG is not presently accepting appointments as a named appraiser or umpire.
OUR PROCESS
Estimating & Documentation Process
A structured workflow designed to establish the scope early, document the basis, and deliver organized work product.
EXPERIENCE
Experience Built on Major Losses
15+ years of hands-on experience across construction, restoration, catastrophe response, property claims, and complex property-loss estimating.
My background spans residential, commercial, high-rise, hospitality, healthcare, institutional, condominium, and multi-building properties, including major catastrophe deployments and complex losses involving hurricane, flood, fire, water, collapse, sinkhole, and structural damage.
15+ YEARS EXPERIENCE
3,000+ ESTIMATES PREPARED
LARGE-LOSS COMMERCIAL & HIGH-RISE EXPERIENCE
FLORIDA PUBLIC ADJUSTER LICENSE #W763423
MAJOR CATASTROPHE EXPERIENCE
Deployed on the Nation’s Largest Catastrophes
2012
Waldo Canyon Fire
Colorado
2012
Hurricane Sandy
New York
2013
Black Forest Fire
Colorado
2013
Moore Tornado
Oklahoma
2016
Hurricane Hermine
Florida
2016
Hurricane Matthew
Florida
2017
Hurricane Harvey
Texas
2017
Hurricane Irma
Florida
2018
Hurricane Michael
Florida
2022
Hurricane Ian
Florida
2024
Hurricane Helene
Florida
2024
Hurricane Milton
Florida
LARGE & COMPLEX PROPERTY EXPERIENCE
Beyond Standard Residential Claims
My experience extends well beyond standard residential claims and includes extensive scope development and estimating for large, complex properties.
High-Rise & Waterfront Condominiums
Hospitals & Healthcare Facilities
Retirement & Senior Living Communities
Resorts & Hospitality Properties
Large Commercial Buildings
Country Clubs & Large Residential Communities
Multi-Building Properties
Residential Property Losses
Large, multi-building experience includes work on properties such as Glades Country Club.
COMPLEX LOSS TYPES
Across the Full Spectrum of Property Damage
Hurricane & Wind
Flood
Fire & Smoke
Large Water Losses
Fire-Protection System Failures
Burst & Failed Plumbing Systems
Structural & Collapse Losses
Sinkhole
Lightning Losses
Commercial Property Damage
High-Rise & Condominium Losses
Catastrophe Claims
Complex Reconstruction
TECHNICAL FOUNDATION
From Field Conditions to Defensible Estimates
A background in construction and restoration provides the technical foundation to understand how properties are assembled, how damage affects interconnected systems, and what is required to properly restore a structure.
That field knowledge is combined with extensive property-loss estimating experience to develop detailed scopes, estimates, supplements, variance analyses, contents documentation, and technical claim support across residential through large commercial losses.
XACTIMATE LEVEL 3 CERTIFIED
3,000+ ESTIMATES PREPARED
15+ YEARS CONSTRUCTION & RESTORATION EXPERIENCE
RESIDENTIAL THROUGH LARGE COMMERCIAL LOSSES
REPRESENTATIVE WORK
Documentation Designed to Withstand Detailed Review
REPRESENTATIVE WORK PRODUCT
Estimate Comparison & Variance Analysis
An anonymized residential flood comparison showing how measured quantities, omitted components, repair requirements, and associated work materially changed the documented replacement-cost estimate.
$131,247.12
ORIGINAL BUILDING RCV
$264,895.91
SUPPLEMENTED BUILDING RCV
+$133,648.79
DOCUMENTED RCV VARIANCE
+101.8%
RCV INCREASE
SELECTED BUILDING SCOPE DRIVERS
Interior Lath & Plaster — Original $0.00 | Supplemented $20,397.44 | Variance +$20,397.44 • Wood Flooring — Original $19,394.97 | Supplemented $39,739.05 | Variance +$20,344.08 • Cabinetry — Original $19,822.51 | Supplemented $39,633.40 | Variance +$19,810.89 • Tile — Original $229.14 | Supplemented $14,680.10 | Variance +$14,450.96 • Appliances - Building — Original $6,407.55 | Supplemented $19,540.49 | Variance +$13,132.94 • Plumbing — Original $949.81 | Supplemented $8,743.31 | Variance +$7,793.50
Selected categories only; these figures do not sum to the total documented variance.
HOW THE SUPPLEMENT CLOSED THE GAP
Reconciled measured room quantities, flood-cut conditions, and removal requirements against the carrier scope. Added omitted finish systems and replacement components, including lath and plaster, tile, cabinetry, appliances, and plumbing. Documented associated work, reconstruction sequencing, taxes, and overhead and profit needed to restore the property.
DOCUMENTED OUTCOME
$250,000 — BUILDING POLICY LIMIT | $139,777.82 RCV — SEPARATE CONTENTS INVENTORY
Supported the $100,000 contents policy limit. Representative anonymized assignments. Outcomes depend on the documented conditions, available records, applicable policy terms, and assignment scope. No particular result is guaranteed.
TYPICAL TURNAROUND
Clear Expectations From the Start
Requested deadlines are confirmed during the initial file review. Same-day estimate changes can be accommodated when assignment needs and scheduling allow.
START A FILE REVIEW
Let’s Discuss the Assignment

KYLE GALLAUER
Founder & Property Loss Estimator
Based in Sarasota, Florida • Available for Assignments Statewide
Florida License #W763423
Submit the basic assignment information below. Gallauer Claims Group will review the requested scope, available documentation, deliverables, and turnaround requirements.
Kyle Gallauer — Founder | Property Loss Estimator
• Florida License #W763423 • Available for Assignments Statewide
• (727) 512-8766 • kyle@gcgestimates.com • gcgestimates.com
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